Wavin' atchya, D. D. Scott-ville Peeps!
With just two weeks to go before our Inaugural Roll-out as Full-time RV-ers, I thought I'd share a few of the HUGE things we've learned while preparing for our new lifestyle.
Here we go:
1. As a Full-time RV-er, more than likely the current "auto" type insurance you have on your RV will NOT cover you!!!
For example, we had the RV covered as a recreational vehicle with State Farm. We insisted our agent call their underwriting department because we had read on our Facebook RV-ing Groups (huge shout-outs and thank you's all-around to both Living The RV Dream and RV'er's Life for Me) that most regular insurance companies do not underwrite the Full-time RV lifestyle. Sure enough, State Farm does not, and our agent had no clue and had told us he thought we'd be fine, only to learn that would not be the case.
Solution: We're now insured through Good Sam who specializes in Full-time RV coverage. (***Note: Both our RV and toad are covered under this new policy.)
2. It appears that South Dakota is the most RV-friendly state to make your home base and legal residence.
They have no state income tax. In addition, they're one of the cheapest states in which to register and plate your RV. They will renew your plates by mail, and you qualify to do all of this with just one night's stay in their state (receipt required). You can also get your driver's license there, again with a one-night-stay receipt (***Note: Make sure both your name and your spouse's too - if applicable - are on the receipt.)
We're using a company called Americas Mailbox to facilitate this process as well as handle our mail.
3. As for satellite systems, if you're only going to have one TV, you're fine going with something as simple as Dish's Tailgate Bundle ($449.00 on Amazon with free-shipping for Prime Members)
No need to go for the more expensive $800+ system (that Camping World pushes) unless you're going to be using multiple TVs.
Also, Dish allows you to pay-as-you-go for their service. So, say you're going off the road for a month or two, you can stop your service then restart it once you're back traveling again. Cool, right?
4. Camping World is fantastic, and there are fabulous lifestyle gadgets you can only get there - like these really cool extension bars you put in your frig so the items don't shift to the front and fall out when you open the door. But...that said...most of the time, Amazon has the same items and they're a bunch cheaper along with free-shipping for Prime Members.
5. If you're going to be staying in RV Resort Parks with full hook-ups, more than likely you will not need a Blue Boy (which is between $200 and $300) for your black and gray tanks' wastes. You'll have a sewer hook-up at your site. :-) ***Note: You would need them for stays at national and state parks that don't have full hook-ups.
Okay...those are a few of the major things we learned while preparing to hit the road. Hope these tips help you in your journey!!! :-)
How 'bout all of you fellow Full-time RV-ers...what else should peeps know before their Inaugural Roll-out?
Happy Motoring!!! --- D. D. Scott